Lease Vs Loan

Financing vs Leasing in North Charleston

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Volkswagen Finance vs. Lease at Stokes Volkswagen

Buying a new vehicle is usually a very exciting experience. With so many great options these days, it is hard to go wrong. However, figuring out how to pay for your new car can be much less fun. Do I save up and buy something outright? Do I buy a new or preowned vehicle? What about leasing something? Well, at Stokes Volkswagen in North Charleston, SC, we strive to land our customers with their dream car and do it in a way that fits their budget and lifestyle.

How Does Financing My Car Work

If you do not wish to purchase your car in full, you will have to finance it somehow. You can do this either through a bank, credit union, or even through us at Stokes Volkswagen. You typically pick a down payment amount and length of the loan and are given an interest rate and monthly payment. The amount of your down payment and the length of the loan will affect each of the other numbers. However, one thing usually remains consistent: financing through us is usually the best way to get the lowest interest rate and monthly payment. We are typically able to offer very aggressive interest on new vehicles and even sometimes interest-free loans on our new vehicles. If you are in the market for a new vehicle and have thought about a Volkswagen, check us out at Stokes Volkswagen! We are the most trusted Volkswagen dealer and are dedicated to serving our Charleston customers.

Should I Consider Leasing a New Vehicle?

If you are the kind of person who loves driving something new and upgrading every few years, leasing can be perfect. With a lease, you pay a monthly payment for a certain amount of time and own the vehicle for that time frame. There are a few things to consider with a lease, though. First, there is an allotted amount of mileage you can drive during the leasing period. While you can, of course, drive more than this, you will owe extra at the end of the lease term.

Second, once the leasing period is over, you either must return the vehicle or purchase it. If you choose to keep the vehicle at the end of the lease, you can normally buy it for a better price than you would normally pay for the vehicle!

If you are okay with these things, you can get some amazing perks from leasing a Volkswagen from us! You can drive the best Volkswagen has to offer at a much more affordable monthly payment than you would pay by purchasing the vehicle. You also have the option of upgrading your vehicle much more frequently than if you constantly had to buy new vehicles.

If leasing sounds like it might be the right option for you, contact us to learn more!

How Do I Apply For a Loan or Lease a Vehicle?

Speak with our financing team today to learn more! If you find a Volkswagen you love on our lot, we will gladly walk you through all available options. We will break down the monthly payment if you lease the vehicle, purchase it with a small down payment, purchase it with a large payment, or any other scenario. Our finance team makes it a priority to help find the method that is best suited for your needs. Stop by and see us at Stokes Volkswagen and see why we are one of the most trusted Volkswagen dealers from Summerville to Mount Pleasant!